I don't understand hatred. Honestly, it just confuses me. Even more confusing is hatred in God's name. (Christ refused to condemn people, after all.) I don't normally deal here witih current news events: and post-wise, I'm sorry to follow something beautiful with something rather less likely to induce serenity. But both exist in the world, and sometimes both are worth mentioning.
NIU Shootings and Westboro Baptist Church
This two-minute video is worth watching. The young man who made it, in my opinion, made an admirable choice with the tone and direction of his message. If the hypothetical incident occured, would WBC, as they have other times, interpret one person's violent actions as God's judgement against them?
Sunday, February 17, 2008
Tuesday, February 12, 2008
Saturday, February 02, 2008
An Excerpt On Housing
Your investment is the sum of your buying price plus the interest you've paid on the loan at the time of the sale.
Your remaining debt is the amount of the loan still owed to the lender.
When you sell, there are four possible outcomes:
1) The selling price is greater than your investment and greater than your remaining debt. You've made money.
2) The selling price is less than your investment and greater than your remaining debt, and:
(a) the difference is less than the cost of renting for the same period, so you are still ahead versus renting
(b) the difference is more than the cost of renting for the same period, so you effectively paid higher rent in exchange for it being Yours
3) The selling price is less than your investment and less than the remaining debt, so you are paying to be rid of the place.
That's the straight financial end, the part that I think people don't accurately calculate. Common wisdom certainly defies it. I admit that there's no accounting for the intangibles, to which everyone assigns a different monetary value. (You may end up saying, well, it's expensive, but it's worth it. That's fine.) But without truly considering the situation, how can anybody make an informed decision?
Your remaining debt is the amount of the loan still owed to the lender.
When you sell, there are four possible outcomes:
1) The selling price is greater than your investment and greater than your remaining debt. You've made money.
2) The selling price is less than your investment and greater than your remaining debt, and:
(a) the difference is less than the cost of renting for the same period, so you are still ahead versus renting
(b) the difference is more than the cost of renting for the same period, so you effectively paid higher rent in exchange for it being Yours
3) The selling price is less than your investment and less than the remaining debt, so you are paying to be rid of the place.
That's the straight financial end, the part that I think people don't accurately calculate. Common wisdom certainly defies it. I admit that there's no accounting for the intangibles, to which everyone assigns a different monetary value. (You may end up saying, well, it's expensive, but it's worth it. That's fine.) But without truly considering the situation, how can anybody make an informed decision?
Subscribe to:
Posts (Atom)
